ZIP 14559 Foreclosure, Tax-Lien & Distress Report
Monroe County, New York · Distress market
On DLRadar's 0-100 public-record scale, ZIP 14559 in Monroe County, New York comes in at 24, a low composite-distress reading. The split runs 54/100 structural to 2/100 active on the ground. Climate and flood risk are elevated too — climate & FEMA risk (94/100), flood (NFIP) exposure (78/100). Its heaviest discrete signals: structural risk (54/100), construction/permit lag (42/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (8/100) stay muted.
Prices here sit in a peak phase: values rose 3.7% over the trailing year, and 27% higher over three years (phase confidence 49/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
The typical home is worth about $238,700 (2.4× income, relatively affordable). On demographic stress specifically, 14559 scores 21/100. The vacancy rate is 3.7%. Roughly 5.3% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 78% owner-occupied to 22% rented. Households earn a median $91,021 — above the roughly $78,000 national figure. About 17,646 people live here, median age 43. Educational attainment sits at 39% bachelor's-or-above. The ZIP holds roughly 7,277 housing units. Around 22% of renters are cost-burdened.
On balance, 14559 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. While 14559 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 14559 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 14559 shows blanks, not estimates, wherever the record is sparse.
Behind 14559's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 14559 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 14559
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 14559 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
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Deterministic. Every signal traces to a public dataset · methodology