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ZIP 14580 Foreclosure, Tax-Lien & Distress Report

Monroe County, New York · Distress market

Monroe County, New York's ZIP 14580 registers 24/100 composite distress, which DLRadar reads as low. On the structural side it scores 54/100, with 2/100 of stress already active. The sharpest non-environmental signals are structural risk (54/100), construction/permit lag (42/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (8/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (93/100), flood (NFIP) exposure (78/100)).

Prices here sit in a peak phase: values rose 3.7% over the trailing year, and 30% higher over three years (phase confidence 49/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 2.6%. Home values center near $278,500, an affordability ratio of 2.6× — accessible. Households earn a median $95,499 — above the roughly $78,000 national figure. Around 37% of renters are cost-burdened. About 54,466 people live here, median age 46. About 45% have a four-year degree. The ZIP holds roughly 24,372 housing units. 5.3% of residents fall below the poverty threshold. The tenure split is 72% owner-occupied to 28% rented. DLRadar's demographic-stress index for the area reads 24/100.

Overall 14580 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 14580 runs through one identical public-record model, so its 24/100 sits on the same scale as every other ZIP in Monroe County, New York and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 14580 shows blanks, not estimates, wherever the record is sparse.

The 24/100 figure for 14580 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 14580 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

24/100
Composite stress
54/100
Structural risk
2/100
Distress activity

ZIP 14580 distress signals, scored

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk93
Nine more distress signals are scored here

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

ZIP 14580 Stress Report snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 14580, the same set carried on every parcel.

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Neighbouring ZIPs in Monroe County

Related reports across Monroe County, New York

Further distress data across Monroe County, New York at ZIP, county and state level.

Open the complete 14580 acquisition file

Pull every distressed parcel in 14580 — owner, address, APN, distress score, lender exposure and exit read — with funding and closing one click away. Nationwide coverage, continuously updated.

Each signal above is traceable to an open dataset · methodology

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