ZIP 14519 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 14519 (Wayne County, New York) at a minimal 13/100 for overall property distress. Structural risk reads 30/100 against active distress of 1/100. The sharpest non-environmental signals are structural risk (30/100), institutional ownership (14/100), mortgage stress (3/100). institutional ownership (14/100) and mortgage stress (3/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (62/100).

Prices here sit in a peak phase: values rose 3.7% over the trailing year, and 33% higher over three years (phase confidence 49/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The tenure split is 84% owner-occupied to 16% rented. A median home runs $234,600 here, or 2.4 times local income. DLRadar's demographic-stress index for the area reads 22/100. There are about 5,393 housing units across 14519. Population is roughly 12,487 with a median age of 43. Around 30% of renters are cost-burdened. Vacancy runs 3.8%. 5.7% of residents fall below the poverty threshold. About 34% have a four-year degree. Households earn a median $91,331 — above the roughly $78,000 national figure.

Overall 14519 looks resilient on the surface, so the edge is isolating individual stressed parcels. There is no property file for 14519 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 14519 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 13/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 14519, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

14519's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 14519 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.