Wayne County, NY: Foreclosures, Tax Liens & Distressed Properties
Wayne County, NY, New York: 22 ZIP codes scored, Wayne County, NY averaging 15/100 (low, Wayne, NY), from 13 to 25. Wayne County, NY is in its peak phase (Wayne, NY confidence 49/100): Wayne, NY home prices up 3.7% (Wayne, NY) over twelve months. Wayne County, NY lender headwind: 80/100.
Highest-scoring Wayne County, NY ZIPs: 14432 (25/100), 14450 (24/100), 14580 (24/100), 13156 (20/100), 14522 (15/100), 14513 (14/100). Also scored in Wayne County, NY: 13143, 13146, 13154, 14413, 14433, 14489, 14502, 14505, 14516, 14519.
Across Wayne County, NY's scored ZIPs: median home value $175,047, household income $88,515, 14.0% vacancy, 13.9% poverty, 84% owner-occupied, median age 44.6.
Wayne County, NY insurance distress 20/100 (#2,314 in the US); FEMA hazard 0/100 for Wayne, NY; 2 Wayne, NY NFIP flood claims, $14K paid.
7 banks with 14 branches lend in Wayne County, NY; Wayne, NY weighted bank stress 72/100, highest 86/100 in Wayne, NY.
Wayne County, NY unemployment 3.6% (Wayne, NY -1.3 pts, six months); 402 new housing units permitted in Wayne County, NY over twelve months, Wayne, NY up 128% from 176; Wayne, NY home prices +12.8% a year (Wayne, NY) over three years.
42,570 housing units in Wayne County, NY; 7,691 Wayne, NY renter households; 42% of Wayne, NY renters spend 30%+ of income on rent, 21% (Wayne, NY) half or more.
Wayne County, NY ranks #2,956 nationally on the opportunity index (Wayne, NY, among all ranked counties); Wayne, NY scores 23.5/100 and Wayne, NY sits #59 inside New York. Wayne, NY is in the weak opportunity phase; Wayne, NY's primary driver is bank institutional, Wayne, NY second driver vacancy; Wayne, NY moved down 100 places. 6 short-sale listings across Wayne, NY; 46 days on market observed in Wayne, NY; 8.8% vacancy over 22 Wayne, NY ZIPs.
No CFPB county sample covers Wayne County, NY. The metro area reading for Wayne, NY (Rochester, NY): 1.0% ninety-plus days late; Wayne, NY's thirty-to-eighty-nine share is 2.3% (Wayne, NY, December 2025 data); New York overall 1.0%.
Wayne County, NY has 3 watched banks; 3 Wayne, NY banks sit in an elevated band. Wayne, NY footprints: Lyons National Bank (7 branches, stress 76) in Wayne, NY; Community Bank National Assn (2 branches, stress 68) in Wayne, NY; Savannah Bank National Assn (1 branch, stress 86) in Wayne, NY.
HUD lists 5 assisted multifamily properties in Wayne County, NY with 91 units; 90 Wayne, NY units are assisted, 2 Wayne, NY properties under project-based Section 8.
4,166 of the 42,570 housing units in Wayne, NY sit vacant. Wayne County, NY permitted 191 multifamily units in twelve months; Wayne, NY's one-to-four unit structures added 211 units in Wayne County, NY.