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County and ZIP distress scoring, cycle phase, and the day's opportunities.

ZIP 13156 Foreclosure, Tax-Lien & Distress Report

Cayuga County, New York · High Vacancy market

ZIP code 13156 in Cayuga County, New York carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. The latent-versus-live split is 40/100 structural and 1/100 already moving. Its standout signals are construction/permit lag (66/100), structural risk (40/100), institutional ownership (6/100). institutional ownership (6/100) and mortgage stress (4/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (64/100).

The peak-phase market in 13156 posted values that rose 4.9% over the year (phase confidence 37/100). Topping markets hide individual distress behind strong averages.

About 2,108 people live here, median age 56. A median home runs $162,500 here, or 2.3 times local income. DLRadar's demographic-stress index for the area reads 26/100. 86% of housing is owner-occupied. About 27% have a four-year degree. There are about 1,547 housing units across 13156. Around 32% of renters are cost-burdened. At $70,662, median income runs near typical U.S. levels. Vacancy runs 39.6%, above the national norm and a classic distress-and-opportunity signal. Roughly 7.2% live below the poverty line, a low share typical of higher-equity areas.

Net-net, 13156 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 13156 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 13156's 18/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 13156 shows blanks, not estimates, wherever the record is sparse.

13156's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 13156 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

18/100
Composite stress
40/100
Structural risk
1/100
Distress activity

What is driving ZIP 13156’s distress

Foreclosure activity0
Mortgage stress4
Climate / FEMA risk64
+9 more distress dimensions scored for this ZIP

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

Snapshot: 13156 by the numbers

13156 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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Adjacent Cayuga County ZIP reports

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Deterministic scoring, sourced entirely from public data · methodology

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