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Cayuga County, NY: Foreclosures, Tax Liens & Distressed Properties

Cayuga County, NY, New York: 26 ZIP codes scored, Cayuga County, NY averaging 20/100 (low, Cayuga, NY), from 13 to 36. Cayuga County, NY is in its peak phase (Cayuga, NY confidence 36/100): Cayuga, NY home prices up 4.9% (Cayuga, NY) over twelve months. Cayuga County, NY lender headwind: 89/100.

Highest-scoring Cayuga County, NY ZIPs: 13073 (36/100), 13074 (25/100), 13126 (25/100), 13111 (21/100), 13021 (20/100), 13024 (20/100). Also scored in Cayuga County, NY: 13026, 13027, 13033, 13034, 13071, 13081, 13092, 13113, 13117, 13118.

Across Cayuga County, NY's scored ZIPs: median home value $180,400, household income $72,447, 15.4% vacancy, 11.3% poverty, 79% owner-occupied, median age 43.8.

Cayuga County, NY insurance distress 20/100 (#2,322 in the US); FEMA hazard 0/100 for Cayuga, NY; 3 Cayuga, NY NFIP flood claims, $6K paid; Cayuga, NY construction distress 57/100.

10 banks with 18 branches lend in Cayuga County, NY; Cayuga, NY weighted bank stress 70/100, highest 86/100 in Cayuga, NY.

Cayuga County, NY unemployment 4.0% (Cayuga, NY -0.8 pts, six months); 105 new housing units permitted in Cayuga County, NY over twelve months, Cayuga, NY down 13% from 120; Cayuga, NY home prices +10.0% a year (Cayuga, NY) over three years.

36,829 housing units in Cayuga County, NY; 8,801 Cayuga, NY renter households; 44% of Cayuga, NY renters spend 30%+ of income on rent, 19% (Cayuga, NY) half or more.

Cayuga County, NY ranks #1,809 nationally on the opportunity index (Cayuga, NY, among all ranked counties); Cayuga, NY scores 28.4/100 and Cayuga, NY sits #29 inside New York. Cayuga, NY is in the early_signal opportunity phase; Cayuga, NY's primary driver is vacancy, Cayuga, NY second driver bank institutional; Cayuga, NY moved down 140 places. 8 short-sale listings across Cayuga, NY; 83 days on market observed in Cayuga, NY; 13.4% vacancy over 26 Cayuga, NY ZIPs.

No CFPB county sample covers Cayuga County, NY. The non-metro area reading for Cayuga, NY: 0.8% ninety-plus days late; Cayuga, NY's thirty-to-eighty-nine share is 3.0% (Cayuga, NY, December 2025 data); New York overall 1.0%.

Cayuga County, NY has 9 watched banks; 9 Cayuga, NY banks sit in an elevated band. Cayuga, NY footprints: Savannah Bank National Assn (3 branches, stress 86) in Cayuga, NY; Cayuga Lake National Bank (2 branches, stress 86) in Cayuga, NY; Lyons National Bank (2 branches, stress 76) in Cayuga, NY.

HUD lists 5 assisted multifamily properties in Cayuga County, NY with 456 units; 304 Cayuga, NY units are assisted, 4 Cayuga, NY properties under project-based Section 8.

5,305 of the 36,829 housing units in Cayuga, NY sit vacant. Cayuga County, NY permitted 20 multifamily units in twelve months; Cayuga, NY's one-to-four unit structures added 85 units in Cayuga County, NY.

Peak
Market phase
4.9%
Cayuga, NY HPI YoY
0%
Drawdown
36
Cayuga confidence

Top Cayuga County ZIP codes by stress score

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