ZIP 13118 Foreclosure, Tax-Lien & Distress Report

ZIP code 13118 in Cayuga County, New York carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. On the structural side it scores 41/100, with 1/100 of stress already active. What sets it apart are the readings on construction/permit lag (67/100), structural risk (41/100), institutional ownership (6/100). On the quiet end sit institutional ownership (6/100) and mortgage stress (4/100). Climate and flood risk are elevated too — climate & FEMA risk (64/100).

The peak-phase market in 13118 posted values that rose 4.9% over the year, and 7% higher over three years, at 36/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The tenure split is 83% owner-occupied to 17% rented. Median household income is $67,614, below the U.S. median near $78,000. About 5,514 people live here, median age 46. Around 38% of renters are cost-burdened. There are about 2,761 housing units across 13118. 11.0% of residents fall below the poverty threshold. The typical home is worth about $167,900 (2.4× income, relatively affordable). Around 18% of adults hold a bachelor's degree or higher. Vacancy runs 24.7%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 28/100.

Taken together, 13118 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 13118 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 13118's 18/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 13118 shows blanks, not estimates, wherever the record is sparse.

Behind 13118's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 13118 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.