ZIP 13118 Property Distress & Foreclosure Data

Composite property distress in 13118 (Cayuga County, New York) lands at 18/100 — low on DLRadar's public-record scoring. Structural risk reads 39/100 against active distress of 1/100. The sharpest non-environmental signals are construction/permit lag (76/100), structural risk (39/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (64/100).

The market reads expansion — home values rose 6.3% year on year, and 7% higher over three years, at 39/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

83% of housing is owner-occupied. At $67,614, median income runs below typical U.S. levels. About 5,514 people live here, median age 46. Rent burden reaches 38% of tenant households. There are about 2,761 housing units across 13118. The poverty rate is 11.0%. The typical home is worth about $167,900 (2.4× income, relatively affordable). Around 18% of adults hold a bachelor's degree or higher. Vacancy runs 24.7%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 28/100.

Net-net, 13118 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

18/100
Composite stress
39/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 13118

Foreclosure activity0
Mortgage stress4
Climate / FEMA risk64
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Cayuga County

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