ZIP 13147 Foreclosure, Tax-Lien & Distress Report
Cayuga County, New York · High Vacancy market
ZIP code 13147 in Cayuga County, New York carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic distress index. It additionally carries heavy environmental risk: climate & FEMA risk (64/100). What sets it apart are the readings on construction/permit lag (63/100), structural risk (46/100), institutional ownership (14/100). institutional ownership (14/100) and mortgage stress (4/100) stay muted. Latent structural risk is 46/100 while live distress already moving reads 1/100.
Prices here sit in a peak phase: values rose 4.9% over the trailing year (phase confidence 36/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
About 1,043 people live here, median age 40. Vacancy runs 20.4%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 81% owner-occupied to 19% rented. About 14% have a four-year degree. A median home runs $155,600 here, or 2.1 times local income. There are about 523 housing units across 13147. Median household income is $74,861, near the U.S. median near $78,000. 13.0% of residents fall below the poverty threshold. Rent burden reaches 0% of tenant households. DLRadar's demographic-stress index for the area reads 22/100.
Taken together, 13147 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 13147 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Whether 13147 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 13147 can be compared directly against any other ZIP in Cayuga County, New York or nationwide. Every figure is auditable to a public dataset and refreshed as records update; 13147 shows blanks, not estimates, wherever the record is sparse.
Each component behind 13147 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. For a buyer, 13147 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 13147
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
13147 at a glance
The live 13147 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Neighbouring ZIPs in Cayuga County
Nearest ZIP codes to 13147
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring New York distress
Additional distress intelligence spanning Cayuga County, New York by ZIP, county and state.
The complete 13147 distress and acquisition report
Pull every distressed parcel in 13147 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Each signal above is traceable to an open dataset · methodology