ZIP 13092 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 13092 (Cayuga County, New York) lands at 20/100 — low on DLRadar's distress scoring. Its standout signals are construction/permit lag (58/100), structural risk (45/100), institutional ownership (13/100). On the quiet end sit institutional ownership (13/100) and mortgage stress (4/100). It additionally carries heavy environmental risk: climate & FEMA risk (65/100). Structural exposure scores 45 and live distress 1 on the 0–100 scale.

The peak-phase market in 13092 posted values that rose 4.0% over the year (phase confidence 39/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $64,453 — below the roughly $78,000 national figure. The demographic-stress sub-score lands at 28/100. Around 27% of renters are cost-burdened. The ZIP holds roughly 1,085 housing units. About 2,707 people live here, median age 38. A median home runs $192,700 here, or 2.7 times local income. Roughly 23.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. 82% of housing is owner-occupied. Educational attainment sits at 19% bachelor's-or-above. The vacancy rate is 9.1%.

On the whole, 13092 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 13092's 20/100 can be lined up against any neighbor in Cayuga County, New York or any ZIP coast to coast. Where the record is thin for 13092, the field stays empty rather than modeled, and fills in as new documents post.

Behind 13092's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 13092 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.