ZIP 13062 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 13062 (Tompkins County, New York) at a moderate 37/100 for overall property distress. The split runs 39/100 structural to 0/100 active on the ground. Environmental exposure also runs high (climate & FEMA risk (75/100)). Leading the profile are insurance pressure (58/100), price dislocation (50/100), construction/permit lag (50/100). On the quiet end sit structural risk (39/100) and institutional ownership (6/100).

The market reads contraction — home values fell 5.2% year on year, 6.7% off the recent peak, at 100/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

The typical home is worth about $261,000. The vacancy rate is 0.0%. Educational attainment sits at 24% bachelor's-or-above. The ZIP holds roughly 98 housing units. About 241 people live here, median age 61. Roughly 18.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. 68% of housing is owner-occupied. On demographic stress specifically, 13062 scores 30/100. Around 41% of renters are cost-burdened.

On the whole, 13062 leans distressed, with opportunity clustered in specific stressed parcels. 13062 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 13062 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 37/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 13062 reflects the current record instead of a stale or modeled snapshot.

13062's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 13062 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.