Tompkins County, NY: Foreclosures, Tax Liens & Distressed Properties

Every ZIP in Tompkins County, New York carries a DLRadar distress score assembled from foreclosure, tax, mortgage and lender records. The county spans 18 scored ZIP codes, averaging 30/100 composite distress. Bank/credit headwind for the county is 77 on a 0–100 scale, a elevated reading. Across its ZIPs, composite distress spans 13 to 37 out of 100.

In its contraction phase, Tompkins County home prices fell 5.2% across the last year, sitting 6.7% below its cycle peak, a 100/100-confidence read. As values soften here, days-on-market stretch out leaving room for disciplined offers.

With Tompkins County at -5.2% YoY (100/100 confidence), discipline beats speed as motivated sellers multiply. Its 77/100 lender headwind favors patient capital: expect more lender-driven inventory soon.

By composite, 13062 (37/100), 13068 (37/100), 13073 (37/100), 13102 (37/100), 14817 (37/100), 14850 (37/100) top the county — tap any ZIP to go deeper. The breakdown continues through 14853, 14854, 14867, 14881, 14882, 13045, 13053, 13736, 13092, 13864 and more.

Underneath the scores, the ZIPs DLRadar tracks across Tompkins County run home values averaging roughly $222,367, below the US, incomes around $70,577, 72% of homes owner-occupied, residents with a median age around 43.3, poverty running near 12.1%, 7.2% of units sitting vacant. These fundamentals drive who is forced to sell and how readily the market absorbs it.

Tompkins County, New York's 30/100 average over 18 ZIPs says Tompkins County is a screen-by-ZIP market for a disciplined buyer. Inside DLRadar, each Tompkins County property carries owner, address and APN, a score, the bank behind the note and how fast it should sell.

Whether Tompkins County, New York carries heavy distress or only a handful of flagged parcels, every score here is built the same deterministic way — from recorded foreclosures, tax delinquency, liens and lender stress — so Tompkins County can be compared directly against any county in the country.

Used properly, Tompkins County, New York's scores are a triage layer: they rank where motivated sellers cluster so acquisition spend goes to the ZIPs that convert rather than across Tompkins County as a whole. All of it is deterministic and auditable: Tompkins County's numbers come from county recorders, the courts, FHFA and FDIC, with nothing interpolated or guessed when a source is sparse.

The ZIP breakdown for Tompkins County leads with 13062 (37/100), 13068 (37/100), 13073 (37/100), 13102 (37/100), 14817 (37/100), 14850 (37/100). DLRadar also scores 14853, 14854, 14867, 14881, 14882, 13045, 13053, 13736 and more across the county. Because each ZIP is graded on its own foreclosure, tax and lender record, the county's distress is best read code by code rather than as a single number.

Under Tompkins County's headline composite sit distinct layers — recorded foreclosures, tax and lien delinquency, mortgage stress and bank headwind — each scored separately before they roll up, so the same total can describe very different markets.