Tompkins County, NY: Foreclosures, Tax Liens & Distressed Properties

Tompkins County, NY, New York: 18 ZIP codes scored, Tompkins County, NY averaging 29/100 (low, Tompkins, NY), from 12 to 36. Tompkins County, NY is in its contraction phase (Tompkins, NY confidence 100/100): Tompkins, NY home prices down 5.2% (Tompkins, NY) over twelve months, 6.7% under their peak. Tompkins County, NY lender headwind: 77/100.

Highest-scoring Tompkins County, NY ZIPs: 13062 (36/100), 13068 (36/100), 13073 (36/100), 13102 (36/100), 14817 (36/100), 14850 (36/100). Also scored in Tompkins County, NY: 14853, 14854, 14867, 14881, 14882, 13092, 13053, 13736, 13864, 14883.

Across Tompkins County, NY's scored ZIPs: median home value $222,367, household income $70,577, 7.2% vacancy, 12.1% poverty, 72% owner-occupied, median age 43.3.

Tompkins County, NY insurance distress 7/100 (#2,418 in the US); FEMA hazard 0/100 for Tompkins, NY; 2 Tompkins, NY NFIP flood claims; Tompkins, NY construction distress 44/100.

11 banks with 22 branches lend in Tompkins County, NY; Tompkins, NY weighted bank stress 63/100, highest 86/100 in Tompkins, NY.

Tompkins County, NY unemployment 4.2% (Tompkins, NY +0.3 pts, six months); 410 new housing units permitted in Tompkins County, NY over twelve months, Tompkins, NY up 5% from 390; Tompkins, NY home prices +10.0% a year (Tompkins, NY) over three years.

47,804 housing units in Tompkins County, NY; 19,978 Tompkins, NY renter households; 55% of Tompkins, NY renters spend 30%+ of income on rent, 33% (Tompkins, NY) half or more.

Tompkins County, NY ranks #1,848 nationally on the opportunity index (Tompkins, NY, among all ranked counties); Tompkins, NY scores 28.2/100 and Tompkins, NY sits #32 inside New York. Tompkins, NY is in the early_signal opportunity phase; Tompkins, NY's primary driver is bank institutional, Tompkins, NY second driver insurance distress; Tompkins, NY moved down 328 places. 2 short-sale listings across Tompkins, NY; 68 days on market observed in Tompkins, NY; 8.8% vacancy over 18 Tompkins, NY ZIPs.

No CFPB county sample covers Tompkins County, NY. The non-metro area reading for Tompkins, NY: 0.8% ninety-plus days late; Tompkins, NY's thirty-to-eighty-nine share is 3.0% (Tompkins, NY, December 2025 data); New York overall 1.0%.

Tompkins County, NY has 8 watched banks; 8 Tompkins, NY banks sit in an elevated band. Tompkins, NY footprints: Tompkins Community Bank (9 branches, stress 65) in Tompkins, NY; Community Bank National Assn (2 branches, stress 68) in Tompkins, NY; Chemung Canal Trust Co (2 branches, stress 60) in Tompkins, NY.

HUD lists 2 assisted multifamily properties in Tompkins County, NY with 251 units.

4,541 of the 47,804 housing units in Tompkins, NY sit vacant. Tompkins County, NY permitted 250 multifamily units in twelve months; Tompkins, NY's one-to-four unit structures added 160 units in Tompkins County, NY.