ZIP 13102 Foreclosure, Tax-Lien & Distress Report

ZIP code 13102 in Tompkins County, New York carries a composite property-distress score of 37/100 — a moderate reading on DLRadar's deterministic public-record index. Leading the profile are insurance pressure (58/100), price dislocation (50/100), construction/permit lag (50/100). By contrast, structural risk (39/100) and institutional ownership (6/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (75/100). Latent structural risk is 39/100 while live distress already moving reads 0/100.

The market reads contraction — home values fell 5.2% year on year, 6.7% off the recent peak (phase confidence 100/100). Falling values surface more motivated sellers and below-market exits.

About 25% have a four-year degree. There are about 27 housing units across 13102. About 67 people live here, median age 33. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. Owners hold 100% of homes, renters 0%. Vacancy runs 19.5%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 17/100.

Taken together, 13102 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 13102 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 13102 read uses the identical public-record model applied coast to coast, which means its 37/100 score means exactly what it means anywhere else, and 13102 stays directly comparable to neighboring ZIPs and the rest of Tompkins County, New York. Every figure is auditable to a public dataset and refreshed on ingest; 13102 shows blanks, not estimates, wherever the record is sparse.

13102's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 13102 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.