ZIP 13738 Foreclosure, Tax-Lien & Distress Report

Cortland County, New York's ZIP 13738 registers 21/100 composite distress, which DLRadar reads as low. Property-level stress concentrates in construction/permit lag (68/100), structural risk (47/100), institutional ownership (32/100). By contrast, institutional ownership (32/100) register low. On the structural side it scores 47/100, with 0/100 of stress already active.

The peak-phase market in 13738 posted values that rose 4.9% over the year (phase confidence 36/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

0.0% of residents fall below the poverty threshold. Vacancy runs 79.0%, above the national norm and a classic distress-and-opportunity signal. Around 0% of adults hold a bachelor's degree or higher. The ZIP holds roughly 7 housing units. 22 residents call 13738 home, typically aged 17. DLRadar's demographic-stress index for the area reads 34/100. 100% of housing is owner-occupied.

Net-net, 13738 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 13738 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 13738's 21/100 can be lined up against any neighbor in Cortland County, New York or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 13738, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 13738's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 13738 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.