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ZIP 13053 Foreclosure, Tax-Lien & Distress Report

Tompkins County, New York · High Poverty market

ZIP 13053's composite property-distress score is 19/100 - DLRadar classes that as low for Tompkins County, New York. Structurally it carries 41/100, against 2/100 of stress already in motion. The sharpest non-environmental signals are construction/permit lag (51/100), structural risk (41/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (8/100). Environmental exposure also runs high (climate & FEMA risk (66/100)).

The market reads contraction — home values fell 1.0% year on year, 3.9% off the recent peak, and 5% higher over three years, at 60/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

The typical home is worth about $244,000 (3.2× income, relatively affordable). On demographic stress specifically, 13053 scores 31/100. The ZIP holds roughly 2,090 housing units. At $71,950, median income runs near typical U.S. levels. Owners hold 69% of homes, renters 31%. Vacancy runs 6.3%. 21.2% of residents fall below the poverty threshold. Rent burden reaches 51% of tenant households. 4,756 residents call 13053 home, typically aged 41. Around 44% of adults hold a bachelor's degree or higher.

Taken together, 13053 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 13053 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 13053 read uses the identical public-record model applied coast to coast, which means its 19/100 score means exactly what it means anywhere else, and 13053 stays directly comparable to neighboring ZIPs and the rest of Tompkins County, New York. Where the public record is thin for 13053, the field stays empty rather than modeled, and fills in as new documents post.

Behind 13053's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 13053 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

19/100
Composite stress
41/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 13053

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk66
13053 carries 9 additional scored dimensions

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

13053 at a glance

The live 13053 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Neighbouring ZIPs in Tompkins County

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Keep going: ZIP, county and state distress coverage for Tompkins County, New York.

The complete 13053 distress and acquisition report

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Each signal above is traceable to an open dataset · methodology

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