ZIP 14854 Foreclosure, Tax-Lien & Distress Report

ZIP 14854's composite property-distress score is 37/100 - DLRadar classes that as moderate for Tompkins County, New York. Environmental exposure also runs high (climate & FEMA risk (75/100)). Property-level stress concentrates in insurance pressure (58/100), price dislocation (50/100), construction/permit lag (50/100). On the quiet end sit structural risk (39/100) and institutional ownership (6/100). The split runs 39/100 structural to 0/100 active on the ground.

Prices here sit in a contraction phase: values fell 5.2% over the trailing year, 6.7% off the recent peak (phase confidence 100/100). Falling values surface more motivated sellers and below-market exits.

99 residents call 14854 home, typically aged 71. The typical home is worth about $326,900. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. Educational attainment sits at 48% bachelor's-or-above. The vacancy rate is 0.0%. The ZIP holds roughly 47 housing units. DLRadar's demographic-stress index for the area reads 10/100. Owners hold 100% of homes, renters 0%.

On the whole, 14854 leans distressed, with opportunity clustered in specific stressed parcels. While 14854 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 14854 read uses the identical public-record model applied coast to coast, which means its 37/100 score means exactly what it means anywhere else, and 14854 stays directly comparable to neighboring ZIPs and the rest of Tompkins County, New York. Sparse data for 14854 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 14854's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 14854 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.