ZIP 14817 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 14817 (Tompkins County, New York) returns a moderate composite of 37/100. Its standout signals are insurance pressure (57/100), price dislocation (50/100), construction/permit lag (50/100). By contrast, institutional ownership (7/100) and mortgage stress (4/100) register low. The latent-versus-live split is 39/100 structural and 1/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (74/100).

The contraction-phase market in 14817 posted values that fell 4.9% over the year, 6.5% off the recent peak, at 100/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Around 47% of renters are cost-burdened. On demographic stress specifically, 14817 scores 25/100. Median household income is $86,063, near the U.S. median near $78,000. Educational attainment sits at 57% bachelor's-or-above. The poverty rate is 9.4%. Home values center near $213,000, an affordability ratio of 2.5× — accessible. The tenure split is 60% owner-occupied to 40% rented. About 2,811 people live here, median age 38. The vacancy rate is 4.2%. There are about 1,237 housing units across 14817.

On the whole, 14817 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 14817 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 14817's 37/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 14817 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 14817's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 14817 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.