ZIP 13736 Foreclosure, Tax-Lien & Distress Report
Tioga County, New York · Affordable market
ZIP 13736's composite property-distress score is 19/100 - DLRadar classes that as low for Tioga County, New York. Climate and flood risk are elevated too — climate & FEMA risk (64/100), flood (NFIP) exposure (62/100). The pressure is most legible in construction/permit lag (43/100), structural risk (43/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (7/100). Latent structural risk is 43/100 while live distress already moving reads 2/100.
The market reads peak — home values held roughly flat year on year, 2.8% off the recent peak, at 49/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Owners hold 90% of homes, renters 10%. Home values center near $140,700, an affordability ratio of 2.1× — accessible. The ZIP holds roughly 882 housing units. The vacancy rate is 8.6%. Population is roughly 1,887 with a median age of 44. Around 20% of adults hold a bachelor's degree or higher. Around 27% of renters are cost-burdened. Households earn a median $64,934 — below the roughly $78,000 national figure. The poverty rate is 12.2%. The demographic-stress sub-score lands at 23/100.
On balance 13736 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 13736 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
No ZIP is too small to score: 13736 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 19/100 composite is a like-for-like number rather than an isolated estimate. 13736 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
13736's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 13736 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Distress signal breakdown — ZIP 13736
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
ZIP 13736 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 13736, the same set carried on every parcel.
Tioga County ZIPs near 13736
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See every distressed parcel in 13736
Every distressed parcel in 13736 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology