ZIP 13736 Property Distress & Foreclosure Data

Tioga County, New York's ZIP 13736 registers 19/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: climate & FEMA risk (64/100), flood (NFIP) exposure (62/100). The most distinctive pressure shows up in construction/permit lag (48/100), structural risk (44/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (7/100) register low. Structural exposure scores 44 and live distress 2 on the 0–100 scale.

The market reads expansion — home values rose 9.1% year on year, at 66/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

90% of housing is owner-occupied. The typical home is worth about $140,700 (2.1× income, relatively affordable). There are about 882 housing units across 13736. Vacancy runs 8.6%. About 1,887 people live here, median age 44. Around 20% of adults hold a bachelor's degree or higher. Rent burden reaches 27% of tenant households. At $64,934, median income runs below typical U.S. levels. The poverty rate is 12.2%. The demographic-stress sub-score lands at 23/100.

Net-net, 13736 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.