ZIP 13734 Property Distress & Foreclosure Data

DLRadar grades ZIP 13734 (Tioga County, New York) at a low 19/100 for overall property distress. Environmental exposure also runs high (flood (NFIP) exposure (73/100), climate & FEMA risk (60/100)). Property-level stress concentrates in construction/permit lag (44/100), structural risk (43/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (8/100). Structural risk reads 43/100 against active distress of 2/100.

The expansion-phase market in 13734 posted values that rose 9.8% over the year, at 76/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

There are about 1,033 housing units across 13734. Median household income is $66,343, below the U.S. median near $78,000. Owners hold 94% of homes, renters 6%. 10.2% of residents fall below the poverty threshold. Vacancy runs 5.2%. DLRadar's demographic-stress index for the area reads 28/100. Population is roughly 2,243 with a median age of 44. Educational attainment sits at 11% bachelor's-or-above. Home values center near $132,700, an affordability ratio of 2.0× — accessible. Rent burden reaches 59% of tenant households.

On balance 13734 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.