ZIP 13734 Foreclosure, Tax-Lien & Distress Report
Tioga County, New York · Affordable market
On DLRadar's 0-100 public-record scale, ZIP 13734 in Tioga County, New York comes in at 18, a low composite-distress reading. Climate and flood risk are elevated too — flood (NFIP) exposure (73/100), climate & FEMA risk (60/100). Its standout signals are structural risk (41/100), construction/permit lag (36/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (8/100) stay muted. The split runs 41/100 structural to 2/100 active on the ground.
The market reads peak — home values rose 1.8% year on year, 1.8% off the recent peak (phase confidence 46/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
The ZIP holds roughly 1,033 housing units. Households earn a median $66,343 — below the roughly $78,000 national figure. Owners hold 94% of homes, renters 6%. 10.2% of residents fall below the poverty threshold. Vacancy runs 5.2%. The demographic-stress sub-score lands at 28/100. Population is roughly 2,243 with a median age of 44. About 11% have a four-year degree. A median home runs $132,700 here, or 2.0 times local income. Around 59% of renters are cost-burdened.
Overall, 13734 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 13734 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Because one deterministic model scores every ZIP, 13734's 18/100 can be lined up against any neighbor in Tioga County, New York or any ZIP coast to coast. Sparse data for 13734 shows as blanks, never estimates, and the score updates on every fresh public filing.
13734's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 13734 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 13734
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
ZIP 13734 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 13734, drawn from the same report attached to each property.
Tioga County ZIPs near 13734
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Built from public records, scored the same way everywhere · methodology