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ZIP 14892 Foreclosure, Tax-Lien & Distress Report

Tioga County, New York · High Vacancy market

ZIP 14892's composite property-distress score is 16/100 - DLRadar classes that as low for Tioga County, New York. Its heaviest discrete signals: structural risk (37/100), construction/permit lag (33/100), institutional ownership (13/100). By contrast, institutional ownership (13/100) and mortgage stress (6/100) register low. On the structural side it scores 37/100, with 2/100 of stress already active.

Prices here sit in a peak phase: values rose 2.5% over the trailing year, 2.0% off the recent peak, and 32% higher over three years, at 49/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $139,000 here, or 2.7 times local income. Households earn a median $52,143 — below the roughly $78,000 national figure. Population is roughly 7,531 with a median age of 48. The tenure split is 70% owner-occupied to 30% rented. Around 45% of renters are cost-burdened. On demographic stress specifically, 14892 scores 30/100. Vacancy runs 13.9%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 18% bachelor's-or-above. There are about 4,059 housing units across 14892. Roughly 10.6% live below the poverty line.

Taken together, 14892 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 14892 at the moment; the composite and its components are still built from verifiable public records.

Whether 14892 runs hot or quiet, its 16/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 14892 can be compared directly against any other ZIP in Tioga County, New York or nationwide. Sparse data for 14892 shows as blanks, never estimates, and the score updates on every fresh public filing.

14892's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 14892 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

16/100
Composite stress
37/100
Structural risk
2/100
Distress activity

What is driving ZIP 14892’s distress

Foreclosure activity0
Mortgage stress6
Climate / FEMA risk59
9 further distress layers are graded for 14892

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

Snapshot: 14892 by the numbers

A live read on 14892: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Neighbouring ZIPs in Tioga County

More distress data near 14892

Other reports tied to Tioga County, New York — ZIP, county and statewide.

See every distressed parcel in 14892

See who owns each distressed property in 14892, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.

Each signal above is traceable to an open dataset · methodology

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