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ZIP 14901 Foreclosure, Tax-Lien & Distress Report

Chemung County, New York · High Vacancy market

On DLRadar's 0-100 public-record scale, ZIP 14901 in Chemung County, New York comes in at 12, a minimal composite-distress reading. Latent structural risk is 26/100 while live distress already moving reads 1/100. The pressure is most legible in structural risk (26/100), construction/permit lag (23/100), institutional ownership (5/100). By contrast, institutional ownership (5/100) and mortgage stress (4/100) register low.

The peak-phase market in 14901 posted values that rose 4.0% over the year, 2.4% off the recent peak, and 1% higher over three years (phase confidence 56/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $40,524 — below the roughly $78,000 national figure. Educational attainment sits at 16% bachelor's-or-above. Roughly 28.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 14,430 people live here, median age 38. Around 53% of renters are cost-burdened. The vacancy rate is 17.6% — elevated. A median home runs $93,800 here, or 2.2 times local income. The demographic-stress sub-score lands at 35/100. There are about 6,685 housing units across 14901. Owners hold 53% of homes, renters 47%.

Taken together, 14901 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 14901 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 14901 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 12/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 14901 shows as blanks, never estimates, and the score updates on every fresh public filing.

14901's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 14901 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

12/100
Composite stress
26/100
Structural risk
1/100
Distress activity

Signal-by-signal read on 14901

Foreclosure activity0
Mortgage stress4
Climate / FEMA risk56
Nine more distress signals are scored here

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

14901 at a glance

Real-time distress, cycle phase, housing and bank-stress readings for 14901, the same set carried on every parcel.

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Further distress data across Chemung County, New York at ZIP, county and state level.

The complete 14901 distress and acquisition report

The full 14901 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

Deterministic. Every signal traces to a public dataset · methodology

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