ZIP 14894 Foreclosure, Tax-Lien & Distress Report

ZIP code 14894 in Chemung County, New York carries a composite property-distress score of 12/100 — a minimal reading on DLRadar's deterministic public-record index. Property-level stress concentrates in structural risk (26/100), construction/permit lag (23/100), institutional ownership (5/100). institutional ownership (5/100) and mortgage stress (4/100) stay muted. Latent structural risk is 26/100 while live distress already moving reads 1/100.

The peak-phase market in 14894 posted values that rose 4.0% over the year, 2.4% off the recent peak, at 56/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 544 housing units across 14894. A median home runs $77,700 here, or 1.6 times local income. Vacancy runs 11.4%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 28/100. Roughly 24.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 40% of renters are cost-burdened. The tenure split is 82% owner-occupied to 18% rented. Median household income is $51,806, below the U.S. median near $78,000. About 1,316 people live here, median age 40. Around 11% of adults hold a bachelor's degree or higher.

Net-net, 14894 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 14894 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 14894 read uses the identical public-record model applied coast to coast, which means its 12/100 score means exactly what it means anywhere else, and 14894 stays directly comparable to neighboring ZIPs and the rest of Chemung County, New York. Nothing here is interpolated — where a source is thin for 14894, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

14894's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 14894 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.