ZIP 14864 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 14864 in Chemung County, New York comes in at 10, a minimal composite-distress reading. Latent structural risk is 23/100 while live distress already moving reads 1/100. The pressure is most legible in construction/permit lag (28/100), structural risk (23/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (4/100) register low.

Prices here sit in a peak phase: values rose 4.5% over the trailing year, 1.7% off the recent peak, at 51/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $63,233, median income runs below typical U.S. levels. 16.6% of residents fall below the poverty threshold. Around 71% of renters are cost-burdened. The vacancy rate is 3.0%. The ZIP holds roughly 595 housing units. On demographic stress specifically, 14864 scores 28/100. 92% of housing is owner-occupied. About 1,144 people live here, median age 43. Educational attainment sits at 32% bachelor's-or-above. A median home runs $147,000 here, or 2.0 times local income.

Overall, 14864 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 14864 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 14864's 10/100 can be lined up against any neighbor in Chemung County, New York or any ZIP coast to coast. Sparse data for 14864 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 10/100 figure for 14864 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 14864 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.