ZIP 14864 Property Distress & Foreclosure Data
DLRadar grades ZIP 14864 (Chemung County, New York) at a minimal 12/100 for overall property distress. The latent-versus-live split is 26/100 structural and 1/100 already moving. Property-level stress concentrates in construction/permit lag (41/100), structural risk (26/100), institutional ownership (5/100). By contrast, institutional ownership (5/100) and mortgage stress (4/100) register low.
The market reads peak — home values rose 3.2% year on year (phase confidence 69/100). Topping markets hide individual distress behind strong averages.
Households earn a median $63,233 — below the roughly $78,000 national figure. Roughly 16.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 71% of renters are cost-burdened. The vacancy rate is 3.0%. The ZIP holds roughly 595 housing units. On demographic stress specifically, 14864 scores 28/100. The tenure split is 92% owner-occupied to 8% rented. About 1,144 people live here, median age 43. About 32% have a four-year degree. A median home runs $147,000 here, or 2.0 times local income.
Net-net, 14864 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Distress signal breakdown — ZIP 14864
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Nearby ZIPs in Chemung County
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Deterministic. Every signal traces to a public dataset · methodology