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ZIP 14891 Foreclosure, Tax-Lien & Distress Report

Schuyler County, New York · High Vacancy market

On DLRadar's 0-100 public-record scale, ZIP 14891 in Schuyler County, New York comes in at 8, a minimal composite-distress reading. Latent structural risk is 18/100 while live distress already moving reads 2/100. The pressure is most legible in construction/permit lag (48/100), structural risk (18/100), mortgage stress (6/100). On the quiet end sit mortgage stress (6/100) and institutional ownership (3/100).

The market reads expansion — home values rose 6.0% year on year, and 24% higher over three years (phase confidence 38/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Rent burden reaches 28% of tenant households. The poverty rate is 12.9%. About 4,527 people live here, median age 47. Vacancy runs 20.9%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 14891 scores 28/100. 63% of housing is owner-occupied. Educational attainment sits at 25% bachelor's-or-above. Home values center near $164,700, an affordability ratio of 2.6× — accessible. Median household income is $57,137, below the U.S. median near $78,000. There are about 2,686 housing units across 14891.

Taken together, 14891 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 14891 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 14891 runs through one identical public-record model, so its 8/100 sits on the same scale as every other ZIP in Schuyler County, New York and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 14891 shows blanks, not estimates, wherever the record is sparse.

Behind 14891's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 14891 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

8/100
Composite stress
18/100
Structural risk
2/100
Distress activity

What is driving ZIP 14891’s distress

Foreclosure activity0
Mortgage stress6
Climate / FEMA risk17
Another 9 scored dimensions sit behind 14891

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

Snapshot: 14891 by the numbers

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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The complete 14891 distress and acquisition report

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No modelling: every input is a public record · methodology

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