ZIP 14805 Property Distress & Foreclosure Data

DLRadar grades ZIP 14805 (Schuyler County, New York) at a minimal 10/100 for overall property distress. Property-level stress concentrates in construction/permit lag (64/100), structural risk (22/100), mortgage stress (5/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (3/100). Structural risk reads 22/100 against active distress of 2/100.

The expansion-phase market in 14805 posted values that rose 6.3% over the year, at 40/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

92% of housing is owner-occupied. The demographic-stress sub-score lands at 24/100. Population is roughly 723 with a median age of 55. Around 18% of adults hold a bachelor's degree or higher. There are about 474 housing units across 14805. Vacancy runs 30.0%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 0% of tenant households. The poverty rate is 21.2% — high, a tax-stress and distress correlate. The typical home is worth about $148,400 (2.4× income, relatively affordable). At $54,009, median income runs below typical U.S. levels.

On the whole, 14805 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.