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ZIP 14805 Foreclosure, Tax-Lien & Distress Report

Schuyler County, New York · High Vacancy market

DLRadar grades ZIP 14805 (Schuyler County, New York) at a minimal 8/100 for overall property distress. What sets it apart are the readings on construction/permit lag (46/100), structural risk (18/100), mortgage stress (5/100). mortgage stress (5/100) and institutional ownership (3/100) stay muted. Latent structural risk is 18/100 while live distress already moving reads 2/100.

Prices here sit in a expansion phase: values rose 5.9% over the trailing year, at 39/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

92% of housing is owner-occupied. On demographic stress specifically, 14805 scores 24/100. Population is roughly 723 with a median age of 55. About 18% have a four-year degree. The ZIP holds roughly 474 housing units. The vacancy rate is 30.0% — elevated. Around 0% of renters are cost-burdened. Roughly 21.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Home values center near $148,400, an affordability ratio of 2.4× — accessible. Median household income is $54,009, below the U.S. median near $78,000.

Net-net, 14805 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 14805's 8/100 can be lined up against any neighbor in Schuyler County, New York or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 14805 reflects the current record instead of a stale or modeled snapshot.

14805's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 14805 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

8/100
Composite stress
18/100
Structural risk
2/100
Distress activity

What is driving ZIP 14805’s distress

Foreclosure activity0
Mortgage stress5
Climate / FEMA risk19
14805 carries 9 additional scored dimensions

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

ZIP 14805 Stress Report snapshot

A live read on 14805: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Neighbouring ZIPs in Schuyler County

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