ZIP 14865 Foreclosure, Tax-Lien & Distress Report
Schuyler County, New York · High Poverty market
Scored purely from public records, 14865 (Schuyler County, New York) returns a minimal composite of 8/100. What sets it apart are the readings on construction/permit lag (48/100), structural risk (18/100), mortgage stress (6/100). mortgage stress (6/100) and institutional ownership (3/100) stay muted. The latent-versus-live split is 18/100 structural and 2/100 already moving.
The expansion-phase market in 14865 posted values that rose 6.0% over the year (phase confidence 38/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
About 2,578 people live here, median age 45. Owners hold 75% of homes, renters 25%. A median home runs $146,600 here, or 2.7 times local income. Vacancy runs 11.4%, above the national norm and a classic distress-and-opportunity signal. Roughly 25.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. There are about 1,073 housing units across 14865. About 20% have a four-year degree. Rent burden reaches 43% of tenant households. On demographic stress specifically, 14865 scores 31/100. Median household income is $50,227, below the U.S. median near $78,000.
Net-net, 14865 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 14865 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 8/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 14865 shows as blanks, never estimates, and the score updates on every fresh public filing.
Each component behind 14865 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 8/100 roll-up. Treat 14865 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
ZIP 14865 distress signals, scored
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
14865 at a glance
A live read on 14865: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Neighbouring ZIPs in Schuyler County
Explore related distress reports
Further distress data across Schuyler County, New York at ZIP, county and state level.
The complete 14865 distress and acquisition report
The full 14865 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
No modelling: every input is a public record · methodology