ZIP 14865 Property Distress & Foreclosure Data

Composite property distress in 14865 (Schuyler County, New York) lands at 9/100 — minimal on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (66/100), structural risk (22/100), mortgage stress (6/100). On the quiet end sit mortgage stress (6/100) and institutional ownership (3/100). Structural exposure scores 22 and live distress 2 on the 0–100 scale.

The expansion-phase market in 14865 posted values that rose 6.5% over the year, at 38/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 2,578 with a median age of 45. 75% of housing is owner-occupied. The typical home is worth about $146,600 (2.7× income, relatively affordable). Vacancy runs 11.4%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 25.1% — high, a tax-stress and distress correlate. There are about 1,073 housing units across 14865. Around 20% of adults hold a bachelor's degree or higher. Rent burden reaches 43% of tenant households. The demographic-stress sub-score lands at 31/100. At $50,227, median income runs below typical U.S. levels.

On the whole, 14865 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.