ZIP 14878 Foreclosure, Tax-Lien & Distress Report

In Schuyler County, New York, ZIP 14878 scores 11 of 100 for composite distress, a minimal level on DLRadar's public-record index. The most distinctive pressure shows up in construction/permit lag (54/100), structural risk (25/100), institutional ownership (12/100). By contrast, structural risk (25/100) and institutional ownership (12/100) register low. Structural exposure scores 25 and live distress 0 on the 0–100 scale.

The expansion-phase market in 14878 posted values that rose 6.0% over the year, at 38/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Population is roughly 793 with a median age of 30. Home values center near $182,800, an affordability ratio of 3.0× — accessible. The tenure split is 96% owner-occupied to 4% rented. Rent burden reaches 0% of tenant households. The vacancy rate is 40.1% — elevated. There are about 431 housing units across 14878. At $56,875, median income runs below typical U.S. levels. About 23% have a four-year degree. Roughly 29.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. DLRadar's demographic-stress index for the area reads 28/100.

Net-net, 14878 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 14878 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 14878 runs hot or quiet, its 11/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 14878 can be compared directly against any other ZIP in Schuyler County, New York or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 14878 shows blanks, not estimates, wherever the record is sparse.

Behind 14878's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 14878 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.