ZIP 14837 Foreclosure, Tax-Lien & Distress Report

Yates County, New York's ZIP 14837 registers 18/100 composite distress, which DLRadar reads as low. The split runs 39/100 structural to 5/100 active on the ground. Its standout signals are construction/permit lag (62/100), structural risk (39/100), institutional ownership (29/100). On the quiet end sit institutional ownership (29/100) and mortgage stress (15/100).

The expansion-phase market in 14837 posted values that rose 5.9% over the year, and 51% higher over three years, at 38/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 20% of adults hold a bachelor's degree or higher. The ZIP holds roughly 3,013 housing units. Median household income is $68,431, below the U.S. median near $78,000. Around 28% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 28/100. A median home runs $155,800 here, or 2.0 times local income. The poverty rate is 17.5% — high, a tax-stress and distress correlate. The vacancy rate is 31.9% — elevated. 82% of housing is owner-occupied. 5,633 residents call 14837 home, typically aged 41.

On the whole, 14837 leans distressed, with opportunity clustered in specific stressed parcels. 14837 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 14837 runs hot or quiet, its 18/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 14837 can be compared directly against any other ZIP in Yates County, New York or nationwide. Nothing here is interpolated — where a source is thin for 14837, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

14837's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 14837 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.