ZIP 14527 Foreclosure, Tax-Lien & Distress Report

Yates County, New York's ZIP 14527 registers 22/100 composite distress, which DLRadar reads as low. The pressure is most legible in construction/permit lag (64/100), structural risk (47/100), institutional ownership (42/100). On the quiet end sit mortgage stress (19/100). Environmental exposure also runs high (FEMA disaster exposure (84/100)). The latent-versus-live split is 47/100 structural and 6/100 already moving.

Prices here sit in a expansion phase: values rose 6.0% over the trailing year, and 28% higher over three years (phase confidence 38/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Around 24% of renters are cost-burdened. Roughly 13.3% live below the poverty line. Home values center near $194,700, an affordability ratio of 3.1× — accessible. On demographic stress specifically, 14527 scores 28/100. The ZIP holds roughly 6,348 housing units. About 27% have a four-year degree. Vacancy runs 22.6%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 72% owner-occupied to 28% rented. At $65,212, median income runs below typical U.S. levels. 12,444 residents call 14527 home, typically aged 45.

Taken together, 14527 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 14527 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 14527 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 14527, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

14527's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 14527 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.