ZIP 14874 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 14874 (Steuben County, New York) lands at 34/100 — moderate on DLRadar's public-record scoring. Latent structural risk is 77/100 while live distress already moving reads 7/100. Climate and flood risk are elevated too — flood (NFIP) exposure (84/100), FEMA disaster exposure (84/100), climate & FEMA risk (76/100). Leading the profile are construction/permit lag (88/100), structural risk (77/100), institutional ownership (56/100). mortgage stress (24/100) stay muted.

Prices here sit in a peak phase: values rose 4.9% over the trailing year, at 36/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 166 with a median age of 38. Owners hold 80% of homes, renters 20%. The ZIP holds roughly 136 housing units. Educational attainment sits at 36% bachelor's-or-above. At $88,500, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 21/100. Home values center near $162,500, an affordability ratio of 1.5× — accessible. 9.0% of residents fall below the poverty threshold. Vacancy runs 52.9%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 0% of tenant households.

Net-net, 14874 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 14874 at the moment; the composite and its components are still built from verifiable public records.

The number is not local guesswork: 14874's 34/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 14874 reflects the current record instead of a stale or modeled snapshot.

The 34/100 figure for 14874 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 14874 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.