ZIP 14874 Property Distress & Foreclosure Data

Composite property distress in 14874 (Steuben County, New York) lands at 34/100 — moderate on DLRadar's public-record scoring. Structural risk reads 76/100 against active distress of 7/100. Environmental exposure also runs high (flood (NFIP) exposure (85/100), climate & FEMA risk (76/100), FEMA disaster exposure (73/100)). The sharpest non-environmental signals are construction/permit lag (88/100), structural risk (76/100), institutional ownership (58/100). On the quiet end sit mortgage stress (24/100).

The expansion-phase market in 14874 posted values that rose 6.3% over the year, at 39/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 166 with a median age of 38. 80% of housing is owner-occupied. There are about 136 housing units across 14874. Around 36% of adults hold a bachelor's degree or higher. At $88,500, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 21/100. The typical home is worth about $162,500 (1.5× income, relatively affordable). The poverty rate is 9.0%. Vacancy runs 52.9%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 0% of tenant households.

On the whole, 14874 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.