ZIP 14812 Property Distress & Foreclosure Data

ZIP code 14812 in Schuyler County, New York carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (71/100), structural risk (38/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (9/100) stay muted. Structural risk reads 38/100 against active distress of 3/100.

Prices here sit in a expansion phase: values rose 5.6% over the trailing year, at 46/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

2,961 residents call 14812 home, typically aged 46. There are about 1,355 housing units across 14812. Vacancy runs 9.2%. 10.4% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 23/100. Median household income is $58,516, below the U.S. median near $78,000. Owners hold 89% of homes, renters 11%. Educational attainment sits at 16% bachelor's-or-above. Home values center near $126,100, an affordability ratio of 2.0× — accessible. Rent burden reaches 27% of tenant households.

Overall, 14812 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

17/100
Composite stress
38/100
Structural risk
3/100
Distress activity

Distress signal breakdown — ZIP 14812

Foreclosure activity0
Mortgage stress9
Climate / FEMA risk38
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Schuyler County

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Deterministic. Every signal traces to a public dataset · methodology