ZIP 14812 Foreclosure, Tax-Lien & Distress Report
Schuyler County, New York · Affordable market
ZIP code 14812 in Schuyler County, New York carries a composite property-distress score of 16/100 — a low reading on DLRadar's deterministic public-record index. The most distinctive pressure shows up in construction/permit lag (62/100), structural risk (35/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (9/100) register low. The split runs 35/100 structural to 3/100 active on the ground.
The market reads expansion — home values rose 5.3% year on year (phase confidence 41/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
About 2,961 people live here, median age 46. There are about 1,355 housing units across 14812. The vacancy rate is 9.2%. Roughly 10.4% live below the poverty line. DLRadar's demographic-stress index for the area reads 23/100. Median household income is $58,516, below the U.S. median near $78,000. The tenure split is 89% owner-occupied to 11% rented. About 16% have a four-year degree. Home values center near $126,100, an affordability ratio of 2.0× — accessible. Rent burden reaches 27% of tenant households.
On balance 14812 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 14812 at the moment; the composite and its components are still built from verifiable public records.
The number is not local guesswork: 14812's 16/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 14812 shows blanks, not estimates, wherever the record is sparse.
Each component behind 14812 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 16/100 roll-up. For a buyer, 14812 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Distress signal breakdown — ZIP 14812
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Snapshot: 14812 by the numbers
A live read on 14812: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
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The complete 14812 distress and acquisition report
See who owns each distressed property in 14812, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Deterministic. Every signal traces to a public dataset · methodology