ZIP 14814 Foreclosure, Tax-Lien & Distress Report
Chemung County, New York · Distress market
ZIP 14814's composite property-distress score is 14/100 - DLRadar classes that as minimal for Chemung County, New York. Property-level stress concentrates in construction/permit lag (33/100), structural risk (31/100), institutional ownership (9/100). institutional ownership (9/100) and mortgage stress (6/100) stay muted. Structurally it carries 31/100, against 2/100 of stress already in motion.
The market reads peak — home values rose 4.0% year on year, 2.2% off the recent peak, and 22% higher over three years (phase confidence 54/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Population is roughly 2,047 with a median age of 37. Around 56% of renters are cost-burdened. Vacancy runs 0.0%. The tenure split is 82% owner-occupied to 18% rented. About 59% have a four-year degree. There are about 901 housing units across 14814. The typical home is worth about $211,700 (2.0× income, relatively affordable). Median household income is $105,625, above the U.S. median near $78,000. The poverty rate is 6.3% — low. DLRadar's demographic-stress index for the area reads 23/100.
On balance, 14814 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. 14814 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Because one deterministic model scores every ZIP, 14814's 14/100 can be lined up against any neighbor in Chemung County, New York or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 14814, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Each component behind 14814 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 14/100 roll-up. For a buyer, 14814 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 14814
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 14814 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Adjacent Chemung County ZIP reports
More distress data near 14814
Other reports tied to Chemung County, New York — ZIP, county and statewide.
The complete 14814 distress and acquisition report
Every distressed parcel in 14814 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Each signal above is traceable to an open dataset · methodology