ZIP 14814 Property Distress & Foreclosure Data

DLRadar grades ZIP 14814 (Chemung County, New York) at a low 15/100 for overall property distress. Property-level stress concentrates in construction/permit lag (43/100), structural risk (34/100), institutional ownership (10/100). On the quiet end sit institutional ownership (10/100) and mortgage stress (6/100). Structural exposure scores 34 and live distress 2 on the 0–100 scale.

The peak-phase market in 14814 posted values that rose 2.2% over the year, and 22% higher over three years, at 78/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 2,047 with a median age of 37. Rent burden reaches 56% of tenant households. Vacancy runs 0.0%. 82% of housing is owner-occupied. Around 59% of adults hold a bachelor's degree or higher. There are about 901 housing units across 14814. The typical home is worth about $211,700 (2.0× income, relatively affordable). At $105,625, median income runs above typical U.S. levels. The poverty rate is 6.3% — low. The demographic-stress sub-score lands at 23/100.

Broadly, 14814 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.