ZIP 14825 Foreclosure, Tax-Lien & Distress Report
Chemung County, New York · Affordable market
On DLRadar's 0-100 distress scale, ZIP 14825 in Chemung County, New York comes in at 13, a minimal composite-distress reading. Property-level stress concentrates in construction/permit lag (31/100), structural risk (28/100), institutional ownership (5/100). By contrast, institutional ownership (5/100) and mortgage stress (4/100) register low. Structural exposure scores 28 and live distress 1 on the 0–100 scale.
The market reads peak — home values rose 4.0% year on year, 2.4% off the recent peak, at 56/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Home values center near $144,100, an affordability ratio of 2.5× — accessible. Around 15% of renters are cost-burdened. There are about 318 housing units across 14825. On demographic stress specifically, 14825 scores 24/100. The vacancy rate is 8.3%. Roughly 13.4% live below the poverty line. 73% of housing is owner-occupied. At $60,900, median income runs below typical U.S. levels. About 746 people live here, median age 45. About 28% have a four-year degree.
On balance 14825 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 14825 is not published yet -- the ZIP-level readings above remain fully sourced.
Whether 14825 runs hot or quiet, its 13/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 14825 can be compared directly against any other ZIP in Chemung County, New York or nationwide. The score is rebuilt from public data as it updates, so 14825 reflects the current record instead of a stale or modeled snapshot.
14825's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 14825 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
What is driving ZIP 14825’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 14825 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 14825, the same set carried on every parcel.
Chemung County ZIPs near 14825
Nearest ZIP codes to 14825
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Additional distress intelligence spanning Chemung County, New York by ZIP, county and state.
The complete 14825 distress and acquisition report
See who owns each distressed property in 14825, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
No modelling: every input is a public record · methodology