ZIP 14871 Property Distress & Foreclosure Data

ZIP code 14871 in Chemung County, New York carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (52/100), structural risk (40/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (8/100). Environmental exposure also runs high (climate & FEMA risk (60/100)). The latent-versus-live split is 40/100 structural and 2/100 already moving.

The peak-phase market in 14871 posted values that rose 2.6% over the year, and 26% higher over three years (phase confidence 73/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $76,445, median income runs near typical U.S. levels. The typical home is worth about $174,800 (2.2× income, relatively affordable). The demographic-stress sub-score lands at 22/100. Around 16% of renters are cost-burdened. Around 24% of adults hold a bachelor's degree or higher. Population is roughly 4,497 with a median age of 48. The ZIP holds roughly 1,959 housing units. 86% of housing is owner-occupied. The poverty rate is 14.4%. The vacancy rate is 7.5%.

On balance 14871 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.