ZIP 14871 Foreclosure, Tax-Lien & Distress Report

ZIP 14871's composite property-distress score is 17/100 - DLRadar classes that as low for Chemung County, New York. The pressure is most legible in construction/permit lag (43/100), structural risk (37/100), institutional ownership (14/100). institutional ownership (14/100) and mortgage stress (8/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (60/100). Structurally it carries 37/100, against 2/100 of stress already in motion.

Prices here sit in a peak phase: values rose 4.1% over the trailing year, 2.0% off the recent peak, and 26% higher over three years (phase confidence 52/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $76,445, median income runs near typical U.S. levels. A median home runs $174,800 here, or 2.2 times local income. DLRadar's demographic-stress index for the area reads 22/100. Around 16% of renters are cost-burdened. Around 24% of adults hold a bachelor's degree or higher. 4,497 residents call 14871 home, typically aged 48. The ZIP holds roughly 1,959 housing units. Owners hold 86% of homes, renters 14%. Roughly 14.4% live below the poverty line. The vacancy rate is 7.5%.

Overall, 14871 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 14871 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 14871 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 17/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 14871 shows blanks, not estimates, wherever the record is sparse.

The 17/100 for 14871 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 14871 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.