ZIP 14904 Foreclosure, Tax-Lien & Distress Report
Chemung County, New York · High Vacancy market
In Chemung County, New York, ZIP 14904 scores 13 of 100 for composite distress, a minimal level on DLRadar's distress index. Property-level stress concentrates in construction/permit lag (31/100), structural risk (28/100), institutional ownership (5/100). By contrast, institutional ownership (5/100) and mortgage stress (4/100) register low. Structural exposure scores 28 and live distress 1 on the 0–100 scale.
The market reads peak — home values rose 4.0% year on year, 2.4% off the recent peak, and 10% higher over three years, at 56/100 phase confidence. Topping markets hide individual distress behind strong averages.
About 14,276 people live here, median age 39. Median household income is $54,563, below the U.S. median near $78,000. The ZIP holds roughly 7,669 housing units. Around 51% of renters are cost-burdened. Vacancy runs 15.9%, above the national norm and a classic distress-and-opportunity signal. Around 17% of adults hold a bachelor's degree or higher. Owners hold 64% of homes, renters 36%. On demographic stress specifically, 14904 scores 30/100. The typical home is worth about $92,200 (1.6× income, relatively affordable). The poverty rate is 20.8% — high, a tax-stress and distress correlate.
Taken together, 14904 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 14904 at the moment; the composite and its components are still built from verifiable records.
The number is not local guesswork: 14904's 13/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 14904 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 13/100 figure for 14904 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 14904 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 14904
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 14904 by the numbers
A live read on 14904: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Other Chemung County ZIP codes
Nearest ZIP codes to 14904
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Chemung County, New York
Other reports tied to Chemung County, New York — ZIP, county and statewide.
Open the complete 14904 acquisition file
Get every distressed property in 14904 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Built from public records, scored the same way everywhere · methodology