ZIP 14904 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 14904 (Chemung County, New York) at a minimal 13/100 for overall property distress. Property-level stress concentrates in construction/permit lag (34/100), structural risk (29/100), institutional ownership (5/100). On the quiet end sit institutional ownership (5/100) and mortgage stress (4/100). Structural risk reads 29/100 against active distress of 1/100.

The peak-phase market in 14904 posted values that rose 1.8% over the year, and 10% higher over three years, at 81/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 14,276 with a median age of 39. At $54,563, median income runs below typical U.S. levels. There are about 7,669 housing units across 14904. Rent burden reaches 51% of tenant households. Vacancy runs 15.9%, above the national norm and a classic distress-and-opportunity signal. Around 17% of adults hold a bachelor's degree or higher. 64% of housing is owner-occupied. The demographic-stress sub-score lands at 30/100. The typical home is worth about $92,200 (1.6× income, relatively affordable). The poverty rate is 20.8% — high, a tax-stress and distress correlate.

On the whole, 14904 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.