ZIP 14838 Property Distress & Foreclosure Data

Composite property distress in 14838 (Chemung County, New York) lands at 13/100 — minimal on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (35/100), structural risk (28/100), institutional ownership (5/100). On the quiet end sit institutional ownership (5/100) and mortgage stress (4/100). Structural risk reads 28/100 against active distress of 1/100.

The peak-phase market in 14838 posted values that rose 2.0% over the year, at 79/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 7.4%. 92% of housing is owner-occupied. At $70,000, median income runs near typical U.S. levels. There are about 797 housing units across 14838. The typical home is worth about $137,500 (1.9× income, relatively affordable). The demographic-stress sub-score lands at 18/100. Population is roughly 2,150 with a median age of 45. The poverty rate is 9.3%. Around 17% of adults hold a bachelor's degree or higher. Rent burden reaches 0% of tenant households.

On balance 14838 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.