ZIP 14889 Property Distress & Foreclosure Data

Chemung County, New York's ZIP 14889 registers 13/100 composite distress, which DLRadar reads as minimal. The most distinctive pressure shows up in construction/permit lag (36/100), structural risk (29/100), institutional ownership (6/100). On the quiet end sit institutional ownership (6/100) and mortgage stress (4/100). Structural risk reads 29/100 against active distress of 1/100.

The peak-phase market in 14889 posted values that rose 2.5% over the year, at 75/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

84% of housing is owner-occupied. The typical home is worth about $147,800 (2.2× income, relatively affordable). At $62,063, median income runs below typical U.S. levels. Rent burden reaches 25% of tenant households. There are about 630 housing units across 14889. Vacancy runs 15.3%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 12.7%. The demographic-stress sub-score lands at 24/100. Population is roughly 1,341 with a median age of 42. Around 25% of adults hold a bachelor's degree or higher.

On the whole, 14889 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.