ZIP 13760 Property Distress & Foreclosure Data

In Broome County, New York, ZIP 13760 scores 30 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are construction/permit lag (77/100), structural risk (67/100), institutional ownership (43/100). By contrast, mortgage stress (17/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (79/100), flood (NFIP) exposure (69/100). The latent-versus-live split is 67/100 structural and 5/100 already moving.

The market reads expansion — home values rose 9.8% year on year, and 31% higher over three years (phase confidence 76/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $63,242, median income runs below typical U.S. levels. Around 38% of renters are cost-burdened. The demographic-stress sub-score lands at 27/100. About 42,880 people live here, median age 43. The poverty rate is 15.0%. The typical home is worth about $162,600 (2.4× income, relatively affordable). The ZIP holds roughly 21,149 housing units. 65% of housing is owner-occupied. Around 34% of adults hold a bachelor's degree or higher. The vacancy rate is 7.8%.

Net-net, 13760 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.