ZIP 13744 Foreclosure, Tax-Lien & Distress Report
Broome County, New York · High Poverty market
DLRadar grades ZIP 13744 (Broome County, New York) at a moderate 31/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (87/100), FEMA disaster exposure (84/100), flood (NFIP) exposure (66/100). Structurally it carries 69/100, against 6/100 of stress already in motion. The sharpest non-environmental signals are structural risk (69/100), construction/permit lag (55/100), institutional ownership (52/100). By contrast, mortgage stress (21/100) register low.
The peak-phase market in 13744 posted values that rose 1.8% over the year, 1.8% off the recent peak (phase confidence 46/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
88% of housing is owner-occupied. The poverty rate is 28.1% — high, a tax-stress and distress correlate. Rent burden reaches 51% of tenant households. Educational attainment sits at 15% bachelor's-or-above. Vacancy runs 10.0%. About 1,284 people live here, median age 36. DLRadar's demographic-stress index for the area reads 31/100. The typical home is worth about $120,000 (1.9× income, relatively affordable). At $63,125, median income runs below typical U.S. levels. The ZIP holds roughly 392 housing units.
Net-net, 13744 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 13744 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 13744 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 31/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 13744 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 31/100 for 13744 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 13744 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 13744
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
Snapshot: 13744 by the numbers
Current distress, phase, housing and lender-pressure figures for 13744, drawn from the same report attached to each property.
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Further distress data across Broome County, New York at ZIP, county and state level.
The complete 13744 distress and acquisition report
See who owns each distressed property in 13744, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
No modelling: every input is a public record · methodology