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ZIP 13795 Foreclosure, Tax-Lien & Distress Report

Broome County, New York · Affordable market

On DLRadar's 0-100 public-record scale, ZIP 13795 in Broome County, New York comes in at 31, a moderate composite-distress reading. The sharpest non-environmental signals are structural risk (69/100), construction/permit lag (55/100), institutional ownership (52/100). On the quiet end sit mortgage stress (21/100). Structurally it carries 69/100, against 6/100 of stress already in motion. Environmental exposure also runs high (climate & FEMA risk (87/100), FEMA disaster exposure (84/100), flood (NFIP) exposure (66/100)).

The market reads peak — home values rose 1.8% year on year, 1.8% off the recent peak, and 1% lower over three years (phase confidence 46/100). Topping markets hide individual distress behind strong averages.

At $56,847, median income runs below typical U.S. levels. Around 66% of renters are cost-burdened. The demographic-stress sub-score lands at 32/100. A median home runs $149,300 here, or 2.5 times local income. 16.0% of residents fall below the poverty threshold. Educational attainment sits at 13% bachelor's-or-above. Owners hold 81% of homes, renters 19%. Vacancy runs 3.2%. There are about 1,713 housing units across 13795. 3,180 residents call 13795 home, typically aged 45.

On balance 13795 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 13795 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 13795's 31/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 13795 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 13795 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 31/100 roll-up. The point of the 13795 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

31/100
Composite stress
69/100
Structural risk
6/100
Distress activity

ZIP 13795 distress signals, scored

Foreclosure activity0
Mortgage stress21
Climate / FEMA risk87
Another 9 scored dimensions sit behind 13795

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

13795 at a glance

A live read on 13795: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Broome County ZIPs near 13795

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The complete 13795 distress and acquisition report

See who owns each distressed property in 13795, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.

Each signal above is traceable to an open dataset · methodology

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