ZIP 13813 Foreclosure, Tax-Lien & Distress Report
Broome County, New York · High Vacancy market
On DLRadar's 0-100 public-record scale, ZIP 13813 in Broome County, New York comes in at 31, a moderate composite-distress reading. Climate and flood risk are elevated too — climate & FEMA risk (85/100), FEMA disaster exposure (84/100), flood (NFIP) exposure (67/100). Leading the profile are structural risk (68/100), construction/permit lag (55/100), institutional ownership (52/100). mortgage stress (21/100) stay muted. Latent structural risk is 68/100 while live distress already moving reads 6/100.
The market reads peak — home values rose 2.2% year on year, 1.7% off the recent peak, at 45/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
The vacancy rate is 25.2% — elevated. The demographic-stress sub-score lands at 19/100. A median home runs $171,000 here, or 2.2 times local income. Educational attainment sits at 24% bachelor's-or-above. The ZIP holds roughly 334 housing units. Roughly 0.4% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 97% owner-occupied to 3% rented. At $83,952, median income runs near typical U.S. levels. About 1,148 people live here, median age 29. Rent burden reaches 0% of tenant households.
Net-net, 13813 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 13813 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Whether 13813 runs hot or quiet, its 31/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 13813 can be compared directly against any other ZIP in Broome County, New York or nationwide. 13813 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
13813's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 13813 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 13813
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
ZIP 13813 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 13813, the same set carried on every parcel.
Other Broome County ZIP codes
More distress data near 13813
Related ZIP, county and statewide reads linked to Broome County, New York.
The complete 13813 distress and acquisition report
Open 13813 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Each signal above is traceable to an open dataset · methodology