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ZIP 13802 Foreclosure, Tax-Lien & Distress Report

Broome County, New York · High Poverty market

DLRadar grades ZIP 13802 (Broome County, New York) at a moderate 31/100 for overall property distress. The split runs 69/100 structural to 0/100 active on the ground. Climate and flood risk are elevated too — climate & FEMA risk (87/100), FEMA disaster exposure (84/100), flood (NFIP) exposure (66/100). Its heaviest discrete signals: structural risk (69/100), construction/permit lag (55/100), institutional ownership (52/100).

Prices here sit in a peak phase: values rose 1.8% over the trailing year, 1.8% off the recent peak, at 46/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 1,206 people live here, median age 41. There are about 454 housing units across 13802. Owners hold 79% of homes, renters 21%. The vacancy rate is 1.0%. Around 0% of renters are cost-burdened. About 26% have a four-year degree. The poverty rate is 42.5% — high, a tax-stress and distress correlate. The demographic-stress sub-score lands at 26/100.

Net-net, 13802 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 13802 runs through one identical public-record model, so its 31/100 sits on the same scale as every other ZIP in Broome County, New York and the nation. The score is rebuilt from public data as it updates, so 13802 reflects the current record instead of a stale or modeled snapshot.

13802's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 13802 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

31/100
Composite stress
69/100
Structural risk
0/100
Distress activity

What is driving ZIP 13802’s distress

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk87
9 further distress layers are graded for 13802

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

ZIP 13802 Stress Report snapshot

A live read on 13802: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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