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ZIP 13901 Foreclosure, Tax-Lien & Distress Report

Broome County, New York · High Vacancy market

In Broome County, New York, ZIP 13901 scores 31 of 100 for composite distress, a moderate level on DLRadar's public-record index. The split runs 69/100 structural to 6/100 active on the ground. What sets it apart are the readings on structural risk (69/100), construction/permit lag (55/100), institutional ownership (52/100). mortgage stress (21/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (87/100), FEMA disaster exposure (84/100), flood (NFIP) exposure (66/100)).

The peak-phase market in 13901 posted values that rose 1.8% over the year, 1.8% off the recent peak, and 32% higher over three years (phase confidence 46/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 19,730 people live here, median age 40. A median home runs $158,300 here, or 2.8 times local income. 55% of housing is owner-occupied. Around 44% of renters are cost-burdened. There are about 10,424 housing units across 13901. The vacancy rate is 14.8% — elevated. Educational attainment sits at 27% bachelor's-or-above. Households earn a median $54,165 — below the roughly $78,000 national figure. Roughly 22.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The demographic-stress sub-score lands at 33/100.

Taken together, 13901 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 13901 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 13901's 31/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 13901 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 31/100 for 13901 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 13901 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

31/100
Composite stress
69/100
Structural risk
6/100
Distress activity

Signal-by-signal read on 13901

Foreclosure activity0
Mortgage stress21
Climate / FEMA risk87
Nine more distress signals are scored here

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

ZIP 13901 Stress Report snapshot

The live 13901 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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