ZIP 13903 Foreclosure, Tax-Lien & Distress Report
Broome County, New York · Affordable market
Broome County, New York's ZIP 13903 registers 30/100 composite distress, which DLRadar reads as moderate. Structural risk reads 65/100 against active distress of 6/100. Environmental exposure also runs high (climate & FEMA risk (87/100), FEMA disaster exposure (71/100), flood (NFIP) exposure (65/100)). Its standout signals are structural risk (65/100), construction/permit lag (51/100), institutional ownership (48/100). mortgage stress (21/100) stay muted.
The peak-phase market in 13903 posted values that rose 1.8% over the year, 1.8% off the recent peak, and 25% higher over three years, at 46/100 phase confidence. Topping markets hide individual distress behind strong averages.
17,528 residents call 13903 home, typically aged 43. At $61,244, median income runs below typical U.S. levels. Home values center near $157,500, an affordability ratio of 2.4× — accessible. The tenure split is 67% owner-occupied to 33% rented. Around 41% of renters are cost-burdened. About 36% have a four-year degree. The vacancy rate is 8.8%. The poverty rate is 16.5% — high, a tax-stress and distress correlate. There are about 8,680 housing units across 13903. On demographic stress specifically, 13903 scores 27/100.
Overall, 13903 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 13903 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Whether 13903 runs hot or quiet, its 30/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 13903 can be compared directly against any other ZIP in Broome County, New York or nationwide. Every figure is auditable to a public dataset and refreshed as records update; 13903 shows blanks, not estimates, wherever the record is sparse.
The 30/100 for 13903 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 13903 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 13903
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 13903 by the numbers
The live 13903 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Broome County ZIPs near 13903
Nearest ZIP codes to 13903
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 13903
Other reports tied to Broome County, New York — ZIP, county and statewide.
Unlock the full ZIP 13903 acquisition report
Get every distressed property in 13903 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Each signal above is traceable to an open dataset · methodology