ZIP 13903 Property Distress & Foreclosure Data

ZIP code 13903 in Broome County, New York carries a composite property-distress score of 34/100 — a moderate reading on DLRadar's deterministic public-record index. Structural risk reads 75/100 against active distress of 6/100. Climate and flood risk are elevated too — climate & FEMA risk (87/100), FEMA disaster exposure (73/100), flood (NFIP) exposure (67/100). What sets it apart are the readings on construction/permit lag (82/100), structural risk (75/100), institutional ownership (54/100). mortgage stress (21/100) stay muted.

Prices here sit in a expansion phase: values rose 9.8% over the trailing year, and 25% higher over three years, at 76/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

17,528 residents call 13903 home, typically aged 43. Households earn a median $61,244 — below the roughly $78,000 national figure. A median home runs $157,500 here, or 2.4 times local income. The tenure split is 67% owner-occupied to 33% rented. Rent burden reaches 41% of tenant households. About 36% have a four-year degree. Vacancy runs 8.8%. Roughly 16.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. There are about 8,680 housing units across 13903. On demographic stress specifically, 13903 scores 27/100.

Overall, 13903 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.