ZIP 18812 Foreclosure, Tax-Lien & Distress Report
Susquehanna County, Pennsylvania · High Vacancy market
Susquehanna County, Pennsylvania's ZIP 18812 registers 28/100 composite distress, which DLRadar reads as low. The split runs 63/100 structural to 8/100 active on the ground. Environmental exposure also runs high (flood (NFIP) exposure (74/100), FEMA disaster exposure (65/100)). The most distinctive pressure shows up in construction/permit lag (72/100), structural risk (63/100), institutional ownership (53/100). mortgage stress (25/100) stay muted.
The market reads expansion — home values rose 5.1% year on year (phase confidence 42/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
About 1,584 people live here, median age 57. 89% of housing is owner-occupied. A median home runs $271,100 here, or 2.8 times local income. About 31% have a four-year degree. Around 27% of renters are cost-burdened. Vacancy runs 31.0%, above the national norm and a classic distress-and-opportunity signal. At $85,417, median income runs near typical U.S. levels. 7.8% of residents fall below the poverty threshold. There are about 959 housing units across 18812. DLRadar's demographic-stress index for the area reads 26/100.
Taken together, 18812 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The number is not local guesswork: 18812's 28/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 18812, the field stays empty rather than modeled, and fills in as new documents post.
The 28/100 for 18812 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 18812 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
ZIP 18812 distress signals, scored
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
ZIP 18812 Stress Report snapshot
A live read on 18812: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
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Deterministic scoring, sourced entirely from public data · methodology