ZIP 18812 Property Distress & Foreclosure Data

Susquehanna County, Pennsylvania's ZIP 18812 registers 27/100 composite distress, which DLRadar reads as low. Structural risk reads 60/100 against active distress of 8/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (74/100), FEMA disaster exposure (73/100). The most distinctive pressure shows up in structural risk (60/100), construction/permit lag (58/100), institutional ownership (56/100). By contrast, mortgage stress (25/100) register low.

The market reads expansion — home values rose 5.1% year on year, at 41/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 1,584 people live here, median age 57. The tenure split is 89% owner-occupied to 11% rented. A median home runs $271,100 here, or 2.8 times local income. About 31% have a four-year degree. Rent burden reaches 27% of tenant households. Vacancy runs 31.0%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $85,417 — near the roughly $78,000 national figure. Roughly 7.8% live below the poverty line. There are about 959 housing units across 18812. On demographic stress specifically, 18812 scores 26/100.

Net-net, 18812 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.