ZIP 18441 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 18441 (Susquehanna County, Pennsylvania) at a low 28/100 for overall property distress. Environmental exposure also runs high (flood (NFIP) exposure (74/100), FEMA disaster exposure (65/100)). The pressure is most legible in construction/permit lag (72/100), structural risk (63/100), institutional ownership (53/100). By contrast, mortgage stress (25/100) register low. The latent-versus-live split is 63/100 structural and 8/100 already moving.

The expansion-phase market in 18441 posted values that rose 5.1% over the year, at 42/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Home values center near $406,300, an affordability ratio of 3.8× — accessible. Rent burden reaches 22% of tenant households. There are about 217 housing units across 18441. About 19% have a four-year degree. Owners hold 84% of homes, renters 16%. Vacancy runs 22.1%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 28/100. 1.6% of residents fall below the poverty threshold. Population is roughly 425 with a median age of 49. Median household income is $83,438, near the U.S. median near $78,000.

Net-net, 18441 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 18441 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 18441's 28/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 18441, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

18441's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 18441 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.