ZIP 18420 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 18420 (Lackawanna County, Pennsylvania) at a low 24/100 for overall property distress. Its standout signals are structural risk (55/100), construction/permit lag (54/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (8/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (89/100), flood (NFIP) exposure (76/100). The split runs 55/100 structural to 2/100 active on the ground.

The market reads expansion — home values rose 7.4% year on year, at 41/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $70,000, median income runs near typical U.S. levels. A median home runs $275,000 here, or 3.2 times local income. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. Around 17% of adults hold a bachelor's degree or higher. Vacancy runs 60.0%, above the national norm and a classic distress-and-opportunity signal. There are about 43 housing units across 18420. Around 0% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 28/100. Owners hold 56% of homes, renters 44%. About 67 people live here, median age 37.

On the whole, 18420 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 18420 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 18420 runs hot or quiet, its 24/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 18420 can be compared directly against any other ZIP in Lackawanna County, Pennsylvania or nationwide. Where the public record is thin for 18420, the field stays empty rather than modeled, and fills in as new documents post.

Behind 18420's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 18420 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.