ZIP 18503 Property Distress & Foreclosure Data

In Lackawanna County, Pennsylvania, ZIP 18503 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (50/100), construction/permit lag (33/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (8/100) register low. On the structural side it scores 50/100, with 2/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (89/100), flood (NFIP) exposure (76/100).

The market reads expansion — home values rose 6.8% year on year (phase confidence 46/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 1,175 housing units. About 1,537 people live here, median age 32. About 40% have a four-year degree. Around 36% of renters are cost-burdened. On demographic stress specifically, 18503 scores 49/100. A median home runs $267,200 here, or 6.5 times local income. Households earn a median $40,214 — below the roughly $78,000 national figure. The vacancy rate is 24.6% — elevated. Roughly 30.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The tenure split is 3% owner-occupied to 97% rented.

Net-net, 18503 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.