ZIP 18503 Foreclosure, Tax-Lien & Distress Report

ZIP code 18503 in Lackawanna County, Pennsylvania carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. The pressure is most legible in structural risk (55/100), construction/permit lag (54/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (8/100) register low. Structural exposure scores 55 and live distress 2 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (89/100), flood (NFIP) exposure (76/100).

The market reads expansion — home values rose 7.4% year on year (phase confidence 41/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The ZIP holds roughly 1,175 housing units. About 1,537 people live here, median age 32. Educational attainment sits at 40% bachelor's-or-above. Around 36% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 49/100. A median home runs $267,200 here, or 6.5 times local income. At $40,214, median income runs below typical U.S. levels. Vacancy runs 24.6%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 30.3% — high, a tax-stress and distress correlate. The tenure split is 3% owner-occupied to 97% rented.

Net-net, 18503 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 18503 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 18503 read uses the identical public-record model applied coast to coast, which means its 24/100 score means exactly what it means anywhere else, and 18503 stays directly comparable to neighboring ZIPs and the rest of Lackawanna County, Pennsylvania. The score is rebuilt from public data as it updates, so 18503 reflects the current record instead of a stale or modeled snapshot.

The 24/100 for 18503 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 18503 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.