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ZIP 18411 Foreclosure, Tax-Lien & Distress Report

Lackawanna County, Pennsylvania · Distress market

Scored on a fixed 0-100 scale, 18411 (Lackawanna County, Pennsylvania) returns a low composite of 25/100. Climate and flood risk are elevated too — climate & FEMA risk (89/100), flood (NFIP) exposure (77/100). Structurally it carries 57/100, against 2/100 of stress already in motion. Its heaviest discrete signals: construction/permit lag (62/100), structural risk (57/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (8/100) register low.

Prices here sit in a expansion phase: values rose 7.4% over the trailing year, and 14% higher over three years, at 41/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The ZIP holds roughly 9,386 housing units. Rent burden reaches 22% of tenant households. Owners hold 80% of homes, renters 20%. Educational attainment sits at 51% bachelor's-or-above. The demographic-stress sub-score lands at 21/100. About 23,076 people live here, median age 43. At $96,471, median income runs above typical U.S. levels. Home values center near $292,500, an affordability ratio of 2.8× — accessible. The poverty rate is 5.3% — low. Vacancy runs 5.0%.

On balance 18411 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 18411 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 18411 runs through one identical scoring model, so its 25/100 sits on the same scale as every other ZIP in Lackawanna County, Pennsylvania and the nation. 18411 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 18411 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. In workflow terms, 18411 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

25/100
Composite stress
57/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 18411

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk89
+9 more distress dimensions scored for this ZIP

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

ZIP 18411 Stress Report snapshot

18411 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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Deterministic. Every signal traces to a public dataset · methodology

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