ZIP 18509 Foreclosure, Tax-Lien & Distress Report
Lackawanna County, Pennsylvania · High Vacancy market
ZIP code 18509 in Lackawanna County, Pennsylvania carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (89/100), flood (NFIP) exposure (76/100). Structurally it carries 55/100, against 2/100 of stress already in motion. Leading the profile are structural risk (55/100), construction/permit lag (54/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (8/100) stay muted.
The market reads expansion — home values rose 7.4% year on year, and 9% higher over three years, at 41/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
Households earn a median $52,206 — below the roughly $78,000 national figure. The poverty rate is 18.6% — high, a tax-stress and distress correlate. Vacancy runs 13.5%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 5,837 housing units. Educational attainment sits at 29% bachelor's-or-above. About 13,268 people live here, median age 38. DLRadar's demographic-stress index for the area reads 35/100. The tenure split is 47% owner-occupied to 53% rented. Around 45% of renters are cost-burdened. A median home runs $183,700 here, or 3.4 times local income.
Net-net, 18509 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 18509 at the moment; the composite and its components are still built from verifiable public records.
The number is not local guesswork: 18509's 24/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 18509 shows as blanks, never estimates, and the score updates on every fresh public filing.
Behind 18509's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 18509 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Distress signal breakdown — ZIP 18509
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
The 18509 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Lackawanna County ZIPs near 18509
Related reports across Lackawanna County, Pennsylvania
Additional distress intelligence spanning Lackawanna County, Pennsylvania by ZIP, county and state.
The complete 18509 distress and acquisition report
See who owns each distressed property in 18509, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology