ZIP 18509 Property Distress & Foreclosure Data

DLRadar grades ZIP 18509 (Lackawanna County, Pennsylvania) at a low 22/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (89/100), flood (NFIP) exposure (76/100). The latent-versus-live split is 50/100 structural and 2/100 already moving. Property-level stress concentrates in structural risk (50/100), construction/permit lag (33/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (8/100) register low.

The market reads expansion — home values rose 6.8% year on year, and 9% higher over three years (phase confidence 46/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $52,206 — below the roughly $78,000 national figure. Roughly 18.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The vacancy rate is 13.5% — elevated. The ZIP holds roughly 5,837 housing units. About 29% have a four-year degree. About 13,268 people live here, median age 38. On demographic stress specifically, 18509 scores 35/100. The tenure split is 47% owner-occupied to 53% rented. Around 45% of renters are cost-burdened. A median home runs $183,700 here, or 3.4 times local income.

Net-net, 18509 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.