ZIP 18512 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 18512 in Lackawanna County, Pennsylvania comes in at 24, a low composite-distress reading. Environmental exposure also runs high (climate & FEMA risk (89/100), flood (NFIP) exposure (76/100)). Structurally it carries 55/100, against 2/100 of stress already in motion. Property-level stress concentrates in structural risk (55/100), construction/permit lag (54/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (8/100).

Prices here sit in a expansion phase: values rose 7.4% over the trailing year, and 30% higher over three years, at 41/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The typical home is worth about $176,100 (2.8× income, relatively affordable). Around 29% of adults hold a bachelor's degree or higher. Households earn a median $63,097 — below the roughly $78,000 national figure. The vacancy rate is 7.1%. The poverty rate is 12.5%. 12,714 residents call 18512 home, typically aged 41. Rent burden reaches 27% of tenant households. On demographic stress specifically, 18512 scores 26/100. 63% of housing is owner-occupied. The ZIP holds roughly 6,456 housing units.

Net-net, 18512 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 18512's 24/100 can be lined up against any neighbor in Lackawanna County, Pennsylvania or any ZIP coast to coast. Where the public record is thin for 18512, the field stays empty rather than modeled, and fills in as new documents post.

18512's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 18512 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.