ZIP 18512 Property Distress & Foreclosure Data

In Lackawanna County, Pennsylvania, ZIP 18512 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (89/100), flood (NFIP) exposure (76/100). The latent-versus-live split is 50/100 structural and 2/100 already moving. Its standout signals are structural risk (50/100), construction/permit lag (33/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (8/100) register low.

The market reads expansion — home values rose 6.8% year on year, and 30% higher over three years (phase confidence 46/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

A median home runs $176,100 here, or 2.8 times local income. About 29% have a four-year degree. Households earn a median $63,097 — below the roughly $78,000 national figure. The vacancy rate is 7.1%. Roughly 12.5% live below the poverty line. About 12,714 people live here, median age 41. Around 27% of renters are cost-burdened. On demographic stress specifically, 18512 scores 26/100. The tenure split is 63% owner-occupied to 37% rented. The ZIP holds roughly 6,456 housing units.

Net-net, 18512 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.